It can also be difficult for developed countries, especially when someone has a long-term illness. Most people need to have some sort of private health insurance to meet their needs. The problem is that a lot of families prioritize their money to be spent on rent and food, leaving little left for anything else. Affordable health care often comes at the expense of something else.
In general, the population is living longer. This is putting enormous strain on every country's health system. There are more people living into their eighties and nineties and they have several medical problems. At the same time, middle-aged people are falling victim to heart disease and strokes. The debate rages as to whether the state should provide health care or if it should be left to the responsibility of the individual. It might work better as a blending of the two.
The UK is lucky in having a welfare state. Medical care is free at source. There are exceptions to this, involving dental and ophthalmic charges. There is also a standard charge for prescriptions. This welfare system has to be paid for through direct and indirect tax. Americans don't enjoy a welfare state but they pay less tax on gasoline etc. Affordable health care is swings and roundabouts.
Private health care is available in the UK as well, for those who wish to pay for it. This means you get treatment a lot quicker and can be admitted to a private hospital on a chosen date for operations. The divide between private and state provision causes a lot of argument, with some people believing that no one should be able to jump the queue because they can pay to do so. Private patients also take doctors away from National Health Service patients. Everyone is agreed that affordable health care for all is a desirable goal but no one seems sure on how to go about it.

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